Trucking companies in Ontario represent one of the cornerstones of our country’s economy. Transporting consumer and commercial goods across provincial and state lines, represents a great deal of risk as soon as a truck hits the road. In the event that a vehicle is involved in a fatal accident, the financial implications to a company can be devastating. Talk to one of our Transportation Specialists to ensure that you are adequately covered.
At D.G. Dunbar Insurance Broker Limited, our “Transportation” experts are able to tailor a risk management plan that will allow your transport company to operate efficiently while being profitable. Our expert brokers will help you design an effective driver recruitment program, promote good hiring practices, identify all risks associated with commercial vehicle driving and provide comprehensive solutions to manage your total cost of risk.
Standard Liability limits for commercial vehicles are $2 Million. This limit can be increased based on your company’s needs.
This is a compulsory option with standard limits, however, limits can be increased based on your drivers’ specific family needs.
This coverage is designed if you use vehicles or pull trailers that you do not own.
Specialized Transportation requires specific coverage. Talk to us if your company specializes in hauling Tankers, Car Carriers, Drop Decks, Containers and specialty Flat Beds
This policy is designed for companies who have an in-house repair facility as well as for companies who regularly buy and sell vehicles.
Protect the investment in your trucks with physical damage and comprehensive coverage. Our Transportation Specialist will assist you when selecting the appropriate physical damage and comprehensive coverage options based on your business needs.
Comprehensive coverage covers fire, theft, wind, hail, earthquake and other non-collision incidents.
If you own cargo, you will need property insurance. If you haul cargo for someone else, you will require cargo insurance. Our Transportation Specialists will advise you on the coverage options available to best insure your cargo and how to best protect your business from a cargo loss.
Our expert brokers can also provide you with a commercial property policy to ensure your shop, warehouse, terminal building and/or office is adequately covered against fire, flood, theft or damage.
IMPORTANT TIPS TO REMEMBER:
Perform regular maintenance on all your trucks.
Have a strategic driver recruitment program in place.
Have a driver management program to address their needs.